About Thomas J Sherwood Law

Our law firm specializes in mortgage loan modifications for homeowners who may be at risk of losing their homes or seeking to lower their mortgage payment.

A modification of your existing mortgage loan is a proven solution that can help save your home, even the homeowner who is already in foreclosure status. The Law Office of Thomas J Sherwood lets you put an experienced attorney behind you mortgage modification negotiations. Some of the possible results of the  loan modification process may include the following:

• Rising adjustable rates may be stopped and turned into low fixed rates;
• Past due mortgage payments may be forgiven and unattainable repayment plans eliminated;
• Principal reduction on the mortgage balance may be obtained.

A modification of your mortgage is not a temporary fix. When your bank approves the loan modification request, it becomes a permanent solution to the repayment terms of your existing mortgage loan. A home loan modification will change your existing mortgage note and can give you & your family the fresh start they deserve. As part of the modification agreement, your account will be brought up to date as soon as the terms of the modification are negotiated and accepted.

As part of our program, some of the documents which may be required by your lender Include:

• Most recent Bank statements
• Paycheck stubs
• 2 years tax returns

Our expert mortgage modification specialists will review the details of your case and if we believe we can’t help you, we’ll not only let you know up front, we will advise you why your home loan modification request does not fit under existing program guidelines. The best part is, it won’t cost you a thing if we can’t help!
Loan Modification is the answer for many homeowners caught short by these trying economic times. Get the mortgage help you need!

Call Us Today!
(877) 246-4486
(813) 246-5000